The Truth, the Maths, and a Live Challenge to
Turn 1 Cent into R777 777 p/m

If you’ve been thinking about buying property in South Africa — whether it’s your first home, your first rental, or your tenth investment — you’ve probably been bombarded with advice:

• “Wait until interest rates drop.”

• “Buy at the bottom of the market.”

• “Now isn’t the right time.”

• “Hold off until things stabilise.”

• “It’s too risky right now.”

It sounds rational.
It sounds cautious.
It even sounds wise.

But it’s one of the biggest myths holding South Africans back from achieving financial freedom.

Today, I’m going to give you:

• The truth about timing the market

• The one formula that matters more than timing

• Why waiting is destroying your wealth

• The real definition of property (not just bricks)

• The 7 Classes of Property that accelerate wealth

• A live challenge where I am starting with 1 CENT

• And creating a R777 777 p/m income-generating property portfolio
  (in under 1 year… documented as it happens)

This article is not a theory.
This is not hype.
This is not recycled financial advice.

This is the Wealth Creators Strategy™ in its purest, most practical form.

Let’s begin with the question everyone keeps asking…

1. When IS the Best Time to Buy Property in South Africa?

Here’s the truth:

There is no perfect time to buy property.
Timing the market is a myth.

And the people who chase perfect timing end up:

• Never starting

• Waiting too long

• Missing opportunities

• Losing years of compounding

• And sabotaging their own path to financial freedom

Why?

Because they are asking the WRONG question.

The real question is:

“Will this property grow faster than the growth rate I need to reach financial freedom?”

This one question changes everything.

But before we go there…
We must demolish the biggest lie in property investing.

2. The Great Property Timing Myth (And Why It’s Dangerous)

Most South Africans were raised with the idea that:

• You must wait for the market to be perfect

• Low interest rates = good

• High interest rates = bad

• Stability = safety

• The economy decides your future

Wrong.

If timing the market worked, every economist would be wealthy.

Instead…

• Rates change unpredictably

• Markets are influenced by global events

• Elections shift sentiment overnight

• Inflation erodes buying power

• And the rand dances to its own tune

Waiting for the “right time” is like waiting for the wind to blow in the right direction before learning to walk.

The economy is outside your control.
Your growth rate is not.

3. The Silent Killer: The Cost of Waiting

Every year you wait to buy a property that could produce income, you lose:

• 12 months of rental income

• 12 months of tax benefits

• 12 months of capital growth

• 12 months of equity building

• 12 months of experience

• And 12 months of momentum

This is not a small loss.

This is catastrophic.

Let’s say a rental property could generate:

• R4 000 per month in net cashflow

• R80 000 per year in equity growth

• R20 000 in tax benefits

• R10 000 per year in rental escalations

If you wait just three years, you don’t “stay safe.”

You lose:

• R144 000 in cashflow

• R240 000 in equity

• R60 000 in tax benefits

• R30 000 in escalations

• Plus the NEXT deal you could have done

You lose the opportunity to accelerate.

Opportunity cost is the most expensive cost in property.
And it’s invisible, which makes it deadly.

4. The TRUTH: Strategy Beats Timing Every Time

Smart investors don’t ask:

• “What are the interest rates?”

• “What’s the economy doing?”

• “Is now a good time?”

They ask:

“Does this deal meet the criteria that will move me closer to financial freedom?”

If it meets the criteria → you buy.
If it doesn’t → you walk away.

It’s that simple.

And that brings us to the most important rule in property investing…

5. The ONLY Formula That Matters: IGR > FFGR

This formula changes everything.

It’s the foundation of the Wealth Creators Strategy™.

It’s the formula I used to retire at 37.
It’s the formula behind the Property Pro Investment System.
It’s the formula behind every deal I’ve ever done.

And it is the formula I’m using in my live 1-Cent Challenge.

Let’s break it down.

✔ FFGR — Your Financial Freedom Growth Rate

This is the growth rate you need to hit your financial freedom goal in your chosen timeline.

It’s personal.
It’s specific.
It’s precise.

Example:

If you want to be financially free in 10 years, your FFGR might be:

• 35%

• 45%

• 55%

It depends on your starting point.

✔ IGR — Investment Growth Rate

This is the REAL growth a property or asset gives you.

Not the estate agent’s projection.
Not your hope.
Not “property goes up over time.”

REAL IGR includes:

• Net cashflow

• Capital growth

• Tax benefits

• Leverage

• Accelerated equity

• Rental escalations

• Deal structure

• Creative financing

• Risk mitigation

Here’s the rule:

If the IGR of a property is greater than your FFGR → buy it NOW.
If not → don’t buy it, even if the market looks perfect.

This formula is the REAL timing mechanism.

Not the market.
Not the news.
Not interest rates.

Just math.

6. But What Is PROPERTY Really? (This Is Where Most Get It Wrong)

Most people think:

Property = A house, a flat, a building.

But that is only ONE type of property.

It is also the slowest, most expensive, and highest-barrier form of property.

In the Wealth Creators Strategy™, property has a different meaning:

Property is anything that can produce income.

There are 7 Classes of Property:

1. Physical Property
(Bricks & mortar, rentals — what most people think property is)

2. Business Property
(Business systems that generate income)

3. Intellectual Property
(Your knowledge, methods, frameworks, training, expertise)

4. Digital Property
(Websites, funnels, online assets, automations)

5. Financial Property
(Crypto, asymmetric bets, digital land, BSV posting strategies)

6. Attention Property
(Social media audiences, YouTube channels, email lists)

7. Personal Property (High-Value Skills)
(The ability to sell, negotiate, market, analyse deals, structure deals)

These seven classes create a POWERFUL effect:

• They accelerate your IGR

• They reduce your risk

• They give you more leverage

• They reduce your dependence on capital

• They create cashflow BEFORE you buy physical property

This is why wealth can grow exponentially — WITHOUT waiting for interest rates to drop.

And THIS is exactly the framework behind the challenge…

7. The Live Challenge: 1 Cent → R777 777 p/m → In Under 1 Year

Now let me explain the challenge clearly:

No, I have not completed it.

This is not a claim.
This is not hype.
This is not a magic trick.

This is a transparent, real-time, documented journey where I am applying the Wealth Creators Strategy™ and the 7 Classes of Property to:

Start with 1 cent and build it into a property portfolio capable of generating R777 777 per month — in under 12 months.

Not only physical property.
ALL seven property classes.

Why am I doing this?

Because I want to demonstrate, step-by-step:

• How wealth is ACTUALLY created

• How waiting kills momentum

• How skills beat money

• How property is bigger than bricks

• How timing is irrelevant when you use IGR > FFGR

• How ANYONE can build wealth if they understand the formula

This challenge is the living proof that:

The market does not determine your wealth.
Your strategy does.

8. The Real Reason Most South Africans Never Achieve Financial Freedom

It’s not:

• lack of money

• the economy

• crime

• the government

• inflation

• salaries

It’s this:

❌ They wait for perfect timing
❌ They only know 1 class of property
❌ They rely on hope instead of math
❌ They follow consumer beliefs
❌ They measure nothing
❌ They don’t know their FFGR
❌ They don’t know how to calculate IGR
❌ They don’t understand risk
❌ They try to pay off their home instead of building wealth
❌ They operate from fear instead of skill

You cannot become financially free using the wrong strategy.

You need a formula.

And this is where the Formula for Wealth Creation (FFWC) comes in…

9. The Wealth Creators Formula (FFWC)

The Wealth Creators Formula explains EXACTLY how wealth grows:

Wealth =
Intent × Belief × Surplus × Action × Leverage × Results × Acceleration

Let me simplify it:

Intent
You must know your freedom target (FFGR).

Belief
You must believe wealth is a skill you can learn.

Surplus
You must create surplus — not rely only on salary.

Action
You must take strategic action (IGR > FFGR).

Leverage
You must use the 7 Classes of Property.

Results
You must measure REAL IGR.

Acceleration
You must reinvest into assets — not lifestyle.

THIS is how the rich get richer.

THIS is how you turn R100 into R10 million.

THIS is how the 1-cent challenge works.

THIS is how you escape the rat race.

10. So… When SHOULD You Buy Property?

Here Is the FINAL Answer:

Not when rates fall.
Not when the market drops.
Not when the economy stabilises.
Not when your income improves.
Not when you “feel ready.”

The answer is:

You should buy the moment you find an Income Generating Property where IGR > FFGR.

And you have the skills to evaluate that deal.

That’s it.
That’s the entire truth.

And this brings us to the real opportunity for you…

11. If You Want to Learn This — Join the Property Accelerator Masterclass

If this article opened your eyes…
If you want to understand:

• the 7 classes of property

• how to calculate your FFGR

• how to analyse any deal in minutes

• how to structure deals with little or no money

• how to find motivated sellers

• how to build your first Income Generating Property

• how to follow the 1-cent challenge

• how to apply the Wealth Creators Strategy™ in your life

Then join me for the Property Accelerator Masterclass.
👉 Click the link here on this page to book your seat.

If you want a personal plan, you can also:
👉 Click the separate Roadmap link here on this page
to get your customised Wealth Roadmap.

This is where your journey begins.

This is where everything becomes clear.

This is where financial freedom becomes predictable.

This is where you stop waiting — and start creating.

This is Hannes Dreyer.

Think smarter.
Act bolder.
Live free.
See you in the masterclass.